Esther Funds FoundationNew for the 2026–27 school year
EFF Pell GrantProtector
Protect your Pell before you say yes to another scholarship.
Too much state, college or private aid can now cost you your whole Pell Grant for the year. We'll check yours in two minutes and tell you exactly where you stand.
- Free
- 2 minutes
- Nothing you type is saved
- English y Español
The new rule in 10 seconds
- 1
Add up your aid
Grants and scholarships from your state, your college and private groups. Federal aid and loans don't count.
- 2
Compare it to your cost
Your cost of attendance: tuition, housing, food, books and more, as your school sets it.
- 3
Reach it, lose Pell
If your aid equals or passes that cost, there's no Pell Grant for you that school year.
One dollar decides it.
Example: cost of attendance $24,000
Let's check yours
Your privacy
Nothing you type leaves this page or gets saved. There is no account, no tracking and nothing stored in your browser. Close the page and it's gone.
Please read
The EFF Pell Grant Protector is an estimate to help you plan. It is not a decision about your aid. Your school's financial aid office makes the final call, and it can count aid differently than this page does.
Sources
- U.S. Department of Education: Federal Pell Grants
- NASFAA (National Association of Student Financial Aid Administrators)
Rules last reviewed September 29, 2026.
In crisis or worried about a friend? Call or text 988, any hour.
More in the Survival Kit → · A free tool from the Esther Funds Foundation · Every Future Fulfilled