One moment.
A plan, not a promise: it uses only the dates and amounts you enter. EFF doesn’t promise a job, a paycheck or a grant, and never calculates your official loan payment. Struggling? Call or text 988.
After Graduation · First Year Out
A plan for the stretch nobody else plans for: how long your money lasts after graduation, where it breaks, and the dates that matter (your first paycheck, your first loan payment). Private. Never shared with anyone.
One moment.
A plan, not a promise: it uses only the dates and amounts you enter. EFF doesn’t promise a job, a paycheck or a grant, and never calculates your official loan payment. Struggling? Call or text 988.